Cybersecurity Is Essential. So Is Insurance.
"There are only two types of companies: Those that have been hacked and those that will be hacked."
– Robert S. Mueller, III, former Director of the FBI
That quote might sound dramatic, but it’s not wrong. Cybersecurity isn’t optional anymore. It’s essential. As businesses of all sizes increasingly rely on digital tools and data, the threat of cyberattacks is growing larger.
When One Click Is All It Takes
You know that moment when someone’s about to click on a sketchy link in an email that screams “URGENT: Your Package Has Been Delayed”?
Yeah. Us too. And cybercriminals are counting on it.
Small Businesses: Big Targets
It’s easy to assume hackers only go after the big guys - global banks, major retailers, household names. But in reality, small businesses are often their favourite target.
Here’s why:
Smaller businesses tend to have weaker security
Team training is limited, so staff are easier to trick
Many don’t have a plan in place when something goes wrong
One in five small to medium businesses is hit by a cyberattack every year.
Employees at smaller companies are 350% more likely to be targeted by social engineering attacks.
That’s not just a statistic, it’s a a major red flag.
The Cost of Doing Nothing
Think cybersecurity is too expensive? Try a full-scale breach. Between the downtime, data loss, legal costs, and damage to your reputation, many businesses never fully bounce back.
So if your current plan is “hope for the best,” it’s time for something better.
Meet Frank. The Risk Management Company
Netcare has partnered with Frank. to make cyber and management liability insurance easy and accessible for our clients. Frank is a modern, transparent insurance provider that doesn’t do fine print or hidden fees. Just smart, honest cover backed by deep industry knowledge.
What makes Frank different is what they do when things go wrong. Unlike traditional brokers, they put more time and resources into supporting you during a claim, because that’s when insurance actually matters.
Their team works together, not on commission, which means they’re focused on your outcome, not their numbers.
With Netcare and Frank in your corner, you get the IT support and cyber insurance you need, all in one place.
More Cybersecurity Support
Let’s be honest. Most people don’t really know where to start with cybersecurity. That’s okay. It’s not just about having the right software, it’s about protecting your business, your people, and your reputation.
That’s where we come in.
We help New Zealand businesses get smart about cyber safety. Whether you need help with certification like SMB1001, team training, an audit of your current practices, or just some straightforward advice that doesn’t sound like a tech manual, we've got you.
Our support team is here to help you build cyber resilience, not just react to threats. So when something feels off, you’ve got someone to call.
A Wake-Up Call for Kiwi Businesses
A recent study found that credentials from more than 198,000 New Zealand organisations- including government agencies, healthcare providers, and banks - are currently exposed on the dark web. Thousands of real usernames and passwords are sitting out there, vulnerable and available for sale.
This isn’t about one-off breaches. In many cases, credentials from multiple incidents have gone undetected for years. It’s a clear reminder that cyber threats aren’t just a possibility, they’re already happening.
You can read the full article [here].
What You Can Do Right Now for Your Cybersecurity
Use strong passwords (no, not your pet’s name)
Turn on multi-factor authentication
Train your team to spot dodgy emails
Keep your systems updated
Talk to us about proactive protection and insurance
One Last Thing
If you think cybersecurity is overkill, remember this - hackers don’t care how big you are. They care how easy you are to breach. Let’s not make it easy for them.